Some things, like fine wines, get better with age. But a certificate of deposit (CD) is not one of them. If you have a maturing CD, you need to decide what to do with it — and the earlier you mak...
Time may be right to convert to Roth IRA Do you regularly contribute to a Traditional IRA ? If so, you’re taking an important step toward building financial resources for retirement. But it’s possible that you could take an even bigger...
We are still the land of (investment) opportunity Over the past several months, you may have become somewhat discouraged at the prospects of investing for your future. Every day, it seems, brings another piece of bad news: stock market volatilit...
Enjoy one-year moratorium from Required Minimum Distributions Although it sounds strange, you may encounter situations in which you have to accept money even if you’d rather not. Such is the case with required minimum distributions (RMDs) from your tradition...
Can you benefit from the current opportunity in municipal bonds? As the year winds down, you may find yourself reviewing your investment strategy to determine if you made the right moves in 2008 to help you achieve your financial goals. And one topic you may w...
A consumer debt repayment strategy OK, maybe you’re not drowning in consumer debt, but the water level is just too high and seems to be getting deeper. The interest charges are steep, and you know that if you start falling behind ...
Want to retire early? Adjust your investment strategy Do you want to retire early? Many people do, but they’re not always financially prepared. If you’re thinking of taking early retirement, start preparing for it — as early as you can. To afford ea...
Whether you’ve been investing for four decades or four weeks, you’ve no doubt heard this classic piece of investment advice: Buy low and sell high. And it’s generally good advice, too, because th...
If you’re an investor, you’ve probably been shaking your head in disbelief over the events of the past few weeks. Consider the following: • On Oct. 3, Congress passed, and the president signed, ...
Although your financial information is meant to be kept confidential, don’t keep it a secret from your spouse or beneficiaries. When you take some secrets to the grave, your survivors could stand t...
When you’re on a long driving trip, how do you check your progress? Do you stop every few feet, pull out a ruler and measure your progress from Point A to Point B? Of course not. You drive for mile...
USDA Guaranteed Rural Housing Loans are a viable homeownership option in Tooele County. According to the most recent census, all of Tooele County — including Tooele City — still qualifies for this ...
When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. ...
At 789 pages, HR 3221 — the Housing and Economic Recovery Act of 2008 — covers a lot of ground. Most of the changes it mandates will take some time to be sorted by the agencies that the law affects...
Bankruptcy is an uncomfortable subject for a variety of reasons. The most obvious is the potential havoc it can wreak on your finances. Running a close second is the negative stigma that is often a...